Any time you make a big purchase you have to make sure that you’re factoring in everything else that you may spend on that purchase. It’s the only way to make an accurate budget for yourself. For instance, if you purchased a video game console, you would also factor in the video games and accessories you might buy for it.
Similarly, if you’re purchasing a boat, you have to think about all of the items that you’re going to need for that boat. That’s something that I had to do very recently. Before determining if I could afford it, I had to factor in the costs of two cycle outboard oil and everything else I would need.